Deschutes Capital helps companies obtain commercial collection services. For companies, with revenue in excess of $100 million, we can manage your regional, national and international delinquent commercial accounts receivable by employing commercial collection agencies, collection attorneys and investors. After evaluating your operational needs, preferences and accounts receivable credit risk management, we will identify appropriate collection services, balancing the need to collect your commercial accounts receivable with the need to maintain certain customer relationships. In addition, Deschutes Capital can assist with obtaining commercial accounts receivable credit protection through the use of commercial accounts receivable credit insurance and non-recourse factoring.

For commercial credit risk management, the most efficient time to place your delinquent accounts receivable with a commercial collection service is when they become between 90 to 150 days past due. This optimizes the total recoveries since (1) less delinquent accounts typically have higher recovery rates and (2) internal or outsourced recovery efforts have most likely reached diminishing returns. One of the primary reasons for placing accounts with a collection service is to accelerate cash flow.

Since commercial collection services are expensive, professional collection efforts are important prior to placing accounts with a commercial collection service. Collection services typically charge from 20% to 33% on a contingency basis for accounts less than one (1) year delinquent that have not previously been placed with another collection agency and charge 50% for accounts that are either in excess of one (1) year delinquent or second placements.

We can provide commercial accounts receivable collections for a wide variety of companies including:

• distributors accounts receivable
• industrial accounts receivable
• medical accounts receivable
• manufactuers accounts receivable and
• service firms accounts receivable.