Email this pageAssets Based Loans
Deschutes Capital structures and arranges asset based loans and asset based financing, such as :
- working capital loans,
- accounts receivable and inventory revolving lines of credit,
- machinery and equipment loans,
- leases, and
- commercial real estate loans,
to middle market companies with an annual revenue in excess of $25 mil. and need a borrowing capacity ( debt financing ) in excess of $10 mil..
We will help you structure your company's asset based financing subject to current market conditions and the term structure of your company's balance sheet assets, income statement, pro forma cash flow from operations and equity position. With respect to short term assets, an accounts receivable line of credit, working capital line of credit or inventory loan can be tailored to meet your company's specific seasonal needs. We can also employ risk management tools, such as, credit insurance, when appropriate. So whether you need financing for:
- refinancing corporate debt,
- the acquisition of assets,
- financing growth,
- mergers and acquisitions,
- corporate restructuring, or
- a corporate recapitalization,
Deschutes Capital can help. We are able to provide financing to a wide variety of industries and business credit profiles. Our clients include manufacturers, distributors and service companies.
Our corporate finance services for asset based loans is flexible, creative and aggressive. We will help you through the asset based financing process and alternatives as well as through the maze of asset based lenders to obtain a competative rate. Financing rates are typically in the range of Prime to Prime + 3% for senior debt, depending on financial market conditions and your company's credit profile.
If leveraged financing is needed, an asset based subordinated loan may be available, that could be secured by the remaining inventory, accounts receivable and other assets. The orderly liquidation value ("OLV") of your company's inventory and other assets will be a critical determinant. We can also assist with trade financing, such as, purchase order financing to leverage specific opportunities when products are pre-sold.
Deschutes Capital welcomes the opportunity to work with you and your company. Whether your company needs an asset based loan for a working capital line of credit or a loan to finance long-term capital investments ( CAPEX ), such as, plant, property and equipment, please submit a corporate finance inquiry form so that an account executive can call to discuss your company's asset based financing needs.
To explore the full range of asset based financing and other financing alternatives that Deschutes Capital provides, please go to the top of this page and click on the corporate finance service which is best suited for your company and circumstances.
We pride ourselves on integrity, knowledge and relationships to deliver the service you deserve.
