Deschutes Capital provides revolving lines of credit and working capital loans to middle market companies with revenues in excess of $10 mil., including manufacturers, distributors and service firms.

Financing rates are typically Prime + 1% to 3%, although will depend on your particular company's financial profile and market conditions.

Advance rates for lines of credit secured by accounts receivable depend on the creditworthiness of your customers and the amount of dilution (returns, uncollectible, etc.) that your company experiences, but typically range from 60% to 85% of your accounts receivable. Advance rates for lines of credit secured by inventory depend on the future liquidation value of your inventory and the level of your inventory relative to the level of your accounts receivable outstanding, but typically range from 30% to 60% of the cost of your inventory. To the extent that a buyer can stand by to purchase the inventory upon request, higher advance rates can be achieved.

Lines of credit are preferred, but when necessary, factoring (that is, the sale of accounts receivable) can be employed. Factoring, as a financial tool, allows opportunities that otherwise would not be possible without giving up equity in a company. In addition, corporations can sell their accounts receivable to manage their debt to equity ratio and debt to assets ratio, since factoring is the sale of accounts receivable rather than a debt secured by the accounts receivable.

Deschutes Capital appreciates the opportunity to explain our corporate financial services. We can save you time and money and allow you to focus on running your business. Whether you need a line of credit for working capital or need to sell your accounts receivable to raise cash, contact Deschutes Capital today.

Benefits:

In the time your company can identify and evaluate the appropriate financing sources, Deschutes Capital could have your company refinanced at competitive rates.

By working with Deschutes Capital, CEOs, Presidents, CFOs, Treasurers, VPs of Finance and Controllers can leverage their capabilities, using our knowledge of financial markets and structuring and our relationships with lenders to save valuable time and money.

We believe in efficient markets and will strive to provide funding tailored to your company's specific needs and profile. By doing good business, we are seeking long term relationships that generate referral business.

Next Step:

To explore our full range of services, click above at left on the corporate financial service which is of interest to your company. To discuss financing alternatives or for additional contact information, click on the Corporate Finance Inquiry at the bottom of this page to complete and submit the secure request form. An account executive will contact you.

Financial service companies that are among the best in their market sector are welcome to click on the Add Us To Your Resources Database at the bottom of this page to complete and submit the secure request form.

Companies and individuals who service middle market companies and would like to submit referrals to Deschutes Capital should click on the Affiliates Program & Referral Network at the bottom of this page to complete and submit the secure request form.