Middle Market Corporate Finance
Deschutes Capital assists middle market companies with structuring and arranging asset based loans and cash flow loans. We provide flexible financing for working capital, as well as, for long-term capital investments. We will work with you to structure and obtain your company's debt needs based on your company's balance sheet assets, income statement and operating cash flow, subject to current market conditions.
Deschutes Capital can help. We work with a wide variety of industries and business credit profiles. Our clients include manufacturers, service companies and distributors.
Most commercial lenders are limited to their underwriting criteria, portfolio concentrations and current lending availability. Deschutes Capital has the flexibility to work with a wide variety of corporate lenders to provide debt financing that meets your needs. We assist companies through the commercial financing alternatives and assortment of lenders to identify an appropriate financing structure and funding source for your company's specific commercial credit profile and needs.
Asset Based Lending
Asset based loans, or companies using their assets for collateral, are the most common form of corporate debt financing. Asset based lenders will adjust their asset based loan advance rate based on the asset's orderly liquidation value, useful life and other characteristics that effect the liquidation value of the asset over the life of the loan.
Mergers and Acquisitions
Deschutes Capital appreciates working with equity sponsors and management acquisition groups to facilitate their mergers and acquisitions of companies or assets. This can free up substantial amounts of the acquisition team's time to focus on due diligence and valuation issues.
Subordinated debt or Mezzanine debt business loans are most commonly based on the cash flow generated by the company but can in some intances be based on a higher asset collateral advance rate. In either case, the all in yield needs to be less than your company's return on equity (ROE) or investment opportunity.